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I was recently advising Peter and Grace who were experiencing mortgage stress due to a Covid induced decrease in their income.  They became very distressed when I explained how their mortgage insurance could operate if their lender began to enforce the mortgage.

  1. The Lender took out the Mortgage Insurance and has its benefit;

  2. Peter and Grace paid the premium;

  3. Peter and Grace default in the repayments;

  4. The Lend...

You won’t be surprised to hear that malicious or criminal acts remain the leading cause of data breaches and human error is the second largest cause of data breaches. 

During COVID-19, there has been a marked increase in the number of cyber-attacks by using ransomware or impersonation and these now account for approximately 60% of all privacy breach notifications to the Office of Information Commissioner. 

As businesses have bee...

Honey, they’ve hijacked the company! What do we do? 

Have you recently found out that you have been removed as a director on ASIC records? Have your fellow directors changed information on ASIC’s records without your knowledge?

Millens has experience in rectifying incorrect information on ASIC’s records.

Please call Ross Millen, Keith Hanslow or Sally Lloyd if you would like us to help you correct ASIC records.

If you would like m...

The Federal Government has recently passed laws which will require every individual company director to obtain a lifetime Director Identification Number or DIN.

You can read more on our post in our Insights tab.

Contact us if you have any queries or require any specific advice.

Phil in June 2017 signed a Contract to purchase a property for $3,300,000.

He paid a 10% deposit with settlement in June 2019.

Phil now has two problems: -

  1. The Lender will only lend him a maximum of 60% of current value (he was expecting 80%); and

  2. The property has decreased in value (he was expecting an increase).

Phil’s difficult options are: -

  1. Default, lose his deposit and possibility be sued by the Vendor for the...

Being a member of a social or sporting club is supposed to be enjoyable….right?

However this isn’t always the case.

Millens has seen an increase in the number of social and sporting clubs taking disciplinary action against its members, which deprives them of their passion, excludes them from socialising with club friends, damages their reputation and impacts them financially.

Each club has its own set of rules and disciplinary pr...

Millens loves working with entrepreneurs and start-ups.

We have been very privileged to recently work with entrepreneur Evangeline and help her bring her laundry on demand app to market. Lodeapp allows you to outsource your washing and ironing and is available 1 March 2019. Please go to LODE www.lodeapp.com for more information.

If you are thinking about starting up a business or have ideas which you would like to convert into a...

MILLENS is delighted to announce the appointment of our senior lawyer Sally
Lloyd to the position of Director as from 1 July 2018.

Sally joined the MILLENS team in 2016.  Having originally qualified in Victoria, Sally’s expertise has been built both in Australia and the United Kingdom.  She initially established her own successful commercial practice in Melbourne before moving  to  England  where  she  worked  for  internationa...

Health Engine exposed….don’t be next…

You may have heard that Health Engine (online doctor’s appointment booking service) has been providing private medical information to third parties and this information has ended up at a well- known personal injuries firm. Many users of Health Engine were unaware that this was happening and are understandably outraged.

How do you use the data that your business collects? Do you pass data ont...

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